Credit Cards

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Prime Advantage

Show Your Prime Advantage Everywhere You Go!

Our Prime Advantage cards save you time and money, plain and simple. As with any MasterCard or Visa, the Prime Advantage card means fast, easy and convenient worldwide acceptance. This means you can show your Prime Advantage every time you make a purchase no matter where you are in the world. With the great looking card design you choose, valuable benefits, no annual fee and low variable Annual Percentage Rate, the Prime Advantage card is the only card you will ever need to use while shopping, dining, traveling, entertaining or getting cash advances.

  • No Annual Fee
  • Low Variable Annual Percentage Rate
  • Free Balance Transfer Option
  • Automatic Payment/WebPay Options
  • Auto Rental Insurance† (Availability)
  • Fraud Protection - Zero Liability
  • $200,000 Common Carrier Insurance
  • Convenience Checks

Millions of merchant locations worldwide will gladly accept your Prime Advantage card. You can even obtain cash at more than 800,000 ATMs in the U.S. and 144 countries around the world.

When you apply, be sure to tell us which Prime Advantage card you prefer. Each card features the same great terms and the same worldwide buying power. There is no time like the present. Apply now and we will quickly process your application so you can start enjoying your Prime Advantage card right away.

* Upon approval, you will receive further details about your Prime Advantage card account when you receive your card.

Insurance is:

NOT A DEPOSIT NOT GUARANTEED BY THE BANK OR ANY FEDERAL GOVERNMENT AGENCY
NOT FDIC-INSURED SUBJECT TO LOSS OF VALUE

Platinum Advantage

Take Off to New Destinations with Platinum Advantage

Our DreamMiles® Rewards Option saves you money while allowing you the opportunity to earn free airline tickets, hotel discounts, merchandise and cruises. Every dollar you spend on the Platinum Advantage card earns you one DreamMiles® Rewards Point. Your DreamMiles® Rewards Points can be easily redeemed for free air travel (no blackout periods, no seat restrictions, low initial point level and more), hotel discounts, cruises or shopping, dining and entertainment awards. As a bonus, we start you off with 1,000 points to get you on your way to earning your first of many rewards. You get to choose the airline or choose a DreamPass® for cruises, car rentals, hotel stays and special vacation packages. You earned the points; you deserve to use them the way you want. After all, it is YOUR VACATION!

But that's not all.

As with any Visa or MasterCard, your Platinum Advantage card means worldwide acceptance at millions of merchant locations and you can obtain cash at more than 800,000 ATMs in the U. S. and 144 countries around the world. Platinum Advantage is the only card you will ever want to use while shopping, traveling, entertaining or getting cash advances.

What Makes Platinum Shine?

  • DreamMiles® Rewards Option
    • Free Airline Tickets & Discounts
    • Quality Merchandise
    • Free Cruises
    • Hotel & Resort Discounts
    • Shopping Awards
    • Dining & Entertainment Awards
  • No Annual Fee Option
  • Free Balance Transfer Option
  • Automatic Payment/WebPay Options
  • Auto Rental Insurance†
  • Fraud Protection - Zero Liability
  • $500,000 Common Carrier Insurance

Experience the worldwide buying power that comes with Platinum Advantage.

*Upon approval, you will receive further details about your Platinum Advantage card and/or the DreamMiles® Rewards Program (if you choose this option) when you receive your card.

DreamMiles® is a registered trademark of Pinnacle Motivation, Inc.

Insurance is:

NOT A DEPOSIT NOT GUARANTEED BY THE BANK OR ANY FEDERAL GOVERNMENT AGENCY
NOT FDIC-INSURED SUBJECT TO LOSS OF VALUE

Business Advantage

Maximize Business Advantage Everywhere Your Company Goes!

Our Business Advantage cards save you time, money and make it easy to keep track of expenses. As with any Visa or MasterCard, the Business Advantage card means worldwide acceptance.

Business Advantage is a financial and cash management tool. It can be used to pay for everything from office supplies to airline tickets, hotel stays, car rentals and much more. If you choose the Visa Business Card Option, you will earn points toward valuable Visa Extras rewards while shopping, dining, traveling or entertaining for your business.

Detailed monthly, quarterly or annual management information system report options let you consolidate your spending according to the merchants you use. This lets you negotiate more favorable travel and entertainment rates from hotels and car rental companies, track all business-related expenses and simplify your tax preparation.

  • Revolving Balance Option
  • Low Variable Annual Percentage Rate
  • Automatic Payment/WebPay Options
  • Visa Business Card
    • No Annual Fee Option
    • Earn Visa Extras rewards
  • MasterCard Business Card
    • Minimal Annual Fees
  • Payment Options (Consolidated/Individual Pay)
  • Individualized Cards and Spending Limits
  • Auto Rental Insurance†

Benefits Offered - Options

Consolidated Pay

Individual Pay

  • Business writes one check to pay account regardless of the number of cardholders
  • All accounts roll to umbrella account at month-end
  • All cards have different account numbers and credit lines
  • Business receives one statement
  • Transactions broken down by cardholder
  • Business or the employee of the business writes a separate check to pay each account
  • All account numbers are tied together through same numbering scheme
  • All cards have different account numbers and credit lines
  • Statements issued for each cardholder
  • Transactions broken down by cardholder

* Upon approval, if you select the Visa Business Card, you will receive further details about the Visa Extras reward program and the Visa Business Card when you receive your card(s). If you chose the MasterCard Business Card, you will receive further details about the MasterCard Business Card when you receive your card(s).

Insurance is:

NOT A DEPOSIT NOT GUARANTEED BY THE BANK OR ANY FEDERAL GOVERNMENT AGENCY
NOT FDIC-INSURED SUBJECT TO LOSS OF VALUE