Bank Fees
| Account | Fee |
|---|---|
| Star Account |
$8 per month No fee if minimum daily account balance remains above $500 during the statement cycle |
| 5 Star Protection Account | $5.16 per month ($3.16 for seniors 60+) |
| Gold Star Account |
$9 per month No fee if average daily account balance remains above $1,000 during the statement cycle |
| Rising Star Account | No fee |
| Merchant Star Account |
$8 per month No fee if the minimum dailyaccount balance remains above $500 during the statement cycle |
| Money Market Accounts |
No fee when the required minimum average daily account balance is maintained. |
|
Money Market (2,500 - 49,999.99) |
$10 per month if the average daily account balance falls below $2,500 during the statement cycle |
|
Money Market Plus ($50,000 +) |
$20 per month if the average daily account balance falls below $50,000 during the statement cycle |
| Savings Account | $5 per withdrawal after the 6th withdrawal per quarter |
| Certificates of Deposit | Penalty for early withdrawal |
| ATM Transactions |
$1 per withdrawal and no charge when using Farmers & Merchants Bank ATMs located at a Farmers & Merchants Bank branch Surcharge Fee: Owners of non-Farmers & Merchants Bank ATMs may impose additional surcharge for using their ATMs. If the ATM is marked with the SHAZAM privileged status symbol, their is no surcharge. |
| Farmers & Merchants Bank SHAZAM ATM/Debit Card |
Standard ATM/Debit card FREE with any Farmers & Merchants Bank checking account $5 replacement fee for a standard SHAZAM ATM/Debit card Personalized ATM/Debit card $12 $12 replacement fee for a personalized ATM/Debit card |
| Return Item Fee (includes checks and ACH items) | $30.00 per item |
| Overdraft Fee (includes checks, ACH & other electronic transactions) | $30.00 per item |
| Negative Balance Fee |
A fee of $5 per business day the bank is open will be imposed if the negative balance is not brought positive within 1 day This fee also applies when any item causes an account to be negative including the imposition of other fees. $5 per automatic transfer from a linked account to cover negative balances with only one transfer made per day |
| Stop Payment | $30 per item |
| Wire Transfers | $20 domestic/$70 international for each incoming/outgoing |
| Account Research | $10 per hour (1 hour minimum) |
| Account Activity Printout | $1 per printout |
| Photocopies | 25¢ per copy |
| Dormant Account Fee | $5 monthly if balance is less than $500 |
| Faxes |
$5 for first 2 pages, 25¢ each additional page $2 for all faxes using EZ Access Telephone Banking (unlimited pages per fax) |
| Cashiers Checks | $3 each |
| Foreign Check Processing Fee (including Canadian Checks) | $20 each |
| Monthly Statement |
Free online banking statement or $2 fee for paper statement $2 fee for images of back of check(s) - per month $2 fee for replacement statement |
| Assisted Transfer (Telephone) | $2 fee |
| 