Business Checking, Savings, & Investments

Select a Product From Below:



Merchant Star

Our standard business checking account.  Simple, efficient.

  • Minimum balance to open $100
  • Free deposit slips
  • No overdraft protection
  • ATM/Shazam Check card available
  • 24-hour ATM, EZ Access Telephone Banking, Night Deposit, Mobile Banking and Online Banking
  • Monthly statement - Free online banking statement or $2 fee for paper statement
  • No service charge if daily balance forthe month remains above $500

Business Money Market

Select a business money market account with our business checking account and you can earn interest on larger balances and still keep your money on hand. (Transers limited to 3 per month)


Business Savings

Earn competitive rates while keeping your money at hand.


Certificates of Deposit

Terms ranging from 7 days to 60 months, Jumbo CD rates available.


Farmers & Merchants Bank SHAZAM Check Card

A handy tool for businesses with traveling employees or those who want to limit employee spending. Use it anywhere VISA/MASTERCARD is accepted. (Lost/Stolen card informtion)


24-Hour Banking  

Farmers & Merchants Bank provides these other services that allow you to do your banking around the clock - 7 days a week.

  • Debit Cards - Using your debit card makes paying for purchases and getting cash a cinch anywhere in the world. No waiting for check approval or keeping up with that bulky checkbook. (Lost/Stolen card information)
  • ATMs - Cash withdrawals and account information available at any Farmers & Merchants Bank ATM or others containing the SHAZAM®, Pulse, Cirrus or VISA/MasterCard logos. Fees may be assessed for using non-Farmers & Merchants Bank ATMs. ATMs not owned by Farmers & Merchants Bank may assess surcharge fees for ATM usage. Look for the SHAZAM Privileged Status symbol on participating ATMs for surcharge free usage. Click here for ATM Locator.
  • EZ Access Telephone Banking - Anytime you have access to a telephone, you can use Farmers & Merchants Bank convenient EZ Access telephone banking to give you account information, transfer funds, fax or Email account history. Loan payment may be transferred from your checking and savings accounts. Dial 731-669-3777 or 877-389-6479.
  • Mobile Banking - Download Farmers & Merchants Bank's custom mobile app to enjoy convenient banking at your finger tips.  The mobile app gives you access to your account information, allows you to transfer funds, pay bills and much more.  Available on Apple and Android devices including tablets.  Call today to get your app set up. Dial 731-669-3777 or 877-389-6479.