Sunshine Savings

Minimum opening deposit:  $100.00 Contact us for current APY and rate Interest will be credited:  Quarterly Your interest rate and Annual Percentage Yield may change.  At our discretion, we may change the interest rate on your account at any time.   Statement Period:  Quarterly Transaction limitations of 6 transfers or withdrawals by check or similar order payable to third parties per month.   Withdrawal/transfer charge of $5.00 for any withdrawal/transfer over 6 per quarter. $25.00 charge to close account within the first 30 days of opening. Dormant Account Fee - $5.00 per month for the first 12 months, not to exceed $60.00 (Georgia state law maximum).   Free Internet Banking

Christmas Club Savings

Minimum opening deposit:  $2.00 Any withdrawal requires the account to be closed. Statement Period: A check for the entire balance will be mailed to you before October 31.

 

Advantage Money Market Account

Minimum opening deposit:  $2,500.00 Contact us for current APY and rate Interest will not be paid if balance falls below:  $2,500.00 Your interest rate and Annual Percentage Yield may change.  At our discretion, we may change the interest rate on your account at any time.   Transaction limitations of 6 transfers or withdrawals by check, debit card, or similar order payable to third parties per month.   Cost for check printing varies depending on the style of checks ordered. Withdrawal/transfer charge of $5.00 for each withdrawal/transfer if over 6 per month.. Monthly Maintenance fees:  $10.00 if balance falls below $2,500.00 Insufficient Funds Charge:  $32.00 per item Overdraft Charge: $32.00 per item Stop Payment Charge:  $35.00 per item Dormant Account Fee:  $5.00 per month for the first 12 months, not to exceed $60.00 (Georgia state law maximum)   Free Internet Banking Free Bill Pay top

Bonus Investment Account

A high-end money market account that will pay a high interest rate for those balances over $50,000 and a higher rate for balances over $100,000. Contact us for current APY and rate Minimum opening deposit:  $10,000 No interest earned below:  $10,000 Balances falling below $10,000 will be charged $15 Transaction limitations of 6 transfers or withdrawals by check, debit card, or similar order payable to third parties per month.   Withdrawal/transfer charge of $5.00 for each withdrawal/transfer if over 6 per month. Your interest rate and annual percentage yield may change.  At our discretion, we may change the interest rate on your account at any time.   Free Internet Banking Free Bill Pay top