SunMark Bank offers a wide variety of personal checking accounts. To learn more about any of the following services, simply click on any one of them below. If you have any questions please feel free to contact us.







No Kidding Free Checking 
At SunMark you can enjoy totally free - no kidding - free checking.  No minimum balance and no per check charges to worry about.  And, direct deposit is not required.  That's real free checking for people who want fewer rules in their lives, not more.  Why pay bank checking fees when you don't have to?
 
No minimum balance
No per check charges
No direct deposit required
Check safekeeping - check number, amount and date cleared shown on monthly statement
Duplicate check orders available for check copies
ATM / Debit card with approved application
Free Internet Banking
Free Bill Pay

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SUN Checking
Minimum opening deposit:  $100.00
Balance required to avoid service charge:  $500.00
Service Charge: $8 per month if minimum balance less than $500
Statement Period: Monthly
Balancing of Statement: $15.00 per hour
Cost for check printing varies depending on the style of checks ordered:
Insufficient Funds Charge - $32.00 per item
Overdraft Charge - $32.00 per item
Stop Payment Charge - $35.00 per item
Dormant Account Fee - $5.00 per month for the first 12 months, not to exceed $60.00 (Georgia state law maximum).
 
Senior Citizens no maintenance fee (over 55).
Overdraft Protection Transfer - $5.00 per transfer
Free Bill Pay

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Balance Interest Checking
Minimum opening deposit $1,500.00
Contact us for current APY and rate
Minimum balance required to obtain APY$1,500.00
Interest will not be paid if balance falls below$1,500.00
Your interest rate and Annual Percentage Yield may change.  At our discretion, we may change the interest rate on your account at any time.
Cost for check printing varies depending on the style of checks ordered.
Monthly Maintenance fees:  $6.00 + $.25 per check over 15 withdrawals if at any time during the statement period the balance falls below $1500.00.
Insufficient Funds Charge$32.00 per item
Overdraft Charge$32.00 per item
Stop Payment Charge$35.00 per item
Dormant Account Fee$5.00 per month for the first 12 months, not to exceed $60.00 (Georgia state law maximum)
  
Free Internet Banking
Free Bill Pay

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Free Interest Checking with Direct Deposit
Don't bother depositing your paycheck, because at SunMark Community Bank convenience pays off.  When you have your regular payroll check electronically deposited into a SunMark Free Interest Checking account you'll never pay checking service fees or per check charges again.  And, you'll earn interest on any balance.  It's the easy way to get Free Checking.  There's no minimum balance required and you can write as many checks as you want.  Plus, it will save you time and hassle month after month and your money will be available right away.  It will give you one less chore - and one less expense - to worry about.
  
Free Checking with direct deposit
No minimum balance
No per check charges
Interest earned on any balance
Monthly statement with check images for easy balancing
$8 per month charge if no direct deposit during statement period
Your interest rate and Annual Percentage Yield may change.  At our discretion, we may change the interest rate on your account at any time.
 
Cost for check printing varies depending on the style of checks ordered.
Insufficient Funds Charge$32.00 per item
Overdraft Charge$32.00 per item
Stop Payment Charge$35.00 per item
Dormant Account Fee$5.00 per month for the first 12 months, not to exceed $60.00 (Georgia state law maximum)
 
ATM / Debit Card with approved application
Free Internet Banking
Free Bill Pay

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Senior Checking
If you are 55 or older, you can enjoy all of the outstanding benefits this account has to offer.  Don't worry about maintaining a minimum balance, per check charges or maintenance fees because it's TOTALLY free to you!  A great deal for a very young age requirement.
 
Free Checking
No balance requirement
ATM / Debit card
Monthly statement with check images for easy balancing
Free Internet Banking

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Member FDIC
Insurance & Investment Products are:
NOT FDIC INSURED* MAY LOSE VALUE* NO BANK GUARANTEE
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customerservice@sunmarkbank.com
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