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the Fair and Accurate Credit Transactions Act (FACT Act) consumers
can now request and obtain a free credit report once every 12 months
from each of the three nationwide consumer credit reporting companies.
Equifax, Experien, and Trans Union, the three national
credit reporting agencies, have set up a special website where you
can request your free annual credit report. The website is www.AnnualCreditReport.com
and is the only authorized site to request your free credit report.
You may also request your report by calling toll free 877-322-8228
or write to:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281
The three nationwide consumer credit reporting
agencies have always encouraged consumers to regularly review their
credit reports. AnnualCreditReport.com offers consumers a fast and
convenient way to request, view and print their credit reports in
a secure Internet environment or by telephone or mail.
AnnualCreditReport.com is the only service authorized
by Equifax, Experian and TransUnion for this purpose. Please note
that, as a security precaution, consumers should never provide their
personal information to any other company or person in connection
with requesting free annual credit reports under the FACT Act. AnnualCreditReport.com
will not approach consumers via email, telemarketing or direct mail
Equifax Inc. (NYSE: EFX) is a global leader in turning information
into intelligence. For businesses, Equifax provides faster and easier
ways to find, approve and market to the right customers. For consumers,
Equifax offers easier instantaneous ways to buy products or services,
and better insight into and management of their personal credit.
Headquartered in Atlanta, Equifax reported annual revenue of over
$1.2 billion in 2003, and employs over 4,500 employees in 12 countries
in North America, Latin America and Europe. Equifax. Information
That Empowers. For more information, please visit www.equifax.com.
Experian is a global leader in providing information solutions to
organizations and consumers. It helps organizations find, develop
and manage profitable customer relationships by providing information,
decision-making solutions and processing services. It empowers consumers
to understand, manage and protect their personal information and
assets. Experian works with more than 50,000 clients across diverse
industries, including financial services, telecommunications, health
care, insurance, retail and catalog, automotive, manufacturing,
leisure, utilities, e-commerce, property and government. Experian
is a subsidiary of GUS plc and has headquarters in Nottingham, UK,
and Costa Mesa, California. Its 12,000 people in 26 countries support
clients in more than 60 countries. Annual sales exceed $2.5 billion.
For more information, please visit www.experian.com.
TransUnion is a leading global information solutions company that
customers trust as a business intelligence partner and commerce
facilitator. TransUnion offers a broad range of financial products
and services that enable customers to manage risk and capitalize
on market opportunities. The company uses leading-edge technology
coupled with extensive analytical capabilities to combat fraud and
facilitate credit transactions between businesses and consumers
across multiple markets. Founded in 1968, Chicago-based TransUnion
employs 4,100 associates that support clients in 29 countries. For
more information, please visit www.transunion.com.