• Agricultural Loans
• Commercial Loans
• Real Estate Loans
• Consumer Loans
• Other
• Home Equity

AGRICULTURAL LOANS: First State Bank of Sauk Centre has been providing financing for agriculture loans since 1880. If you need operating loans for working capital, intermediate term loans for capital purchases, or long term financing for real estate purchases; this should be your bank.

If you are a dairy operator, hog operator, other livestock operator, grain farmer or some combination of both; this should be your bank. If you run a local agri-business and are looking for an experienced lender this should be your bank. We’ve been doing this kind of lending for 125 plus years.

Please come and see us! Or call 320-352-5771, “We’re Here to Help”

COMMERCIAL LOANS:

Commercial Real Estate Mortgages
Whether your business needs a construction loan, is purchasing an existing building or
looking to refinance an existing commercial real estate loan, we can customize a loan that will help you meet your business goals.

Lines of Credit
Working capital is often strained during periods of growth. Our Line of Credit loans
keep interest costs to a minimum, are easily accessible, and are there whenever you
need them. It’s a great liquidity tool for your growing business!

Term Loans
Whether you need to make needed capital purchases, consolidate debt, or simply adjust intermediate debt to match your cash flow, our structured term loans can help. We’ll work with you to find the most advantageous terms.

Please come and see us! Or call 320-352-5771, “We’re Here to Help”

REAL ESTATE LOANS: If you are looking for a real estate loan to purchase a home, farmland, commercial property or other real estate, look no further than First State Bank of Sauk Centre. Our terms are flexible and we’ll give you a quick answer to your loan request. We’ll do our very best to come up with a plan you’ll like. We offer financing for all of the following.

• Purchase
• Refinance
• Construction
• Conventional
• Fixed Rate Balloon Loans
• Others

Please come and see us! Or call 320-352-5771, “We’re Here to Help”

CONSUMER LOANS

Personal Loans
Need to consolidate your bills into one easy payment? Maybe you need some short- term money until you get your tax refund. Even if you need some funds for that special family vacation, give us a call. We can structure your request to your income stream. Monthly pay or single pay – “We’re Here to Help”.

Vehicle Loans
Financing available for new or used vehicles
Easy application, fast approval, and quick turn around time.

Secured Personal Loans
Loans of a Secure Nature
These loans are customized to support your personal needs.
Easy application, fast approval, and quick turn around time.

OTHER: Perhaps we've forgotten something? Loans for a family emergency, or an unexpected bill, can make life difficult. If a short-term loan, for practically anything, can make life easier….

Please come and see us! Or call 320-352-5771, “We’re Here to Help.”

HOME EQUITY: The flexibility of our Home Equity Line of Credit is ideal whether you plan to borrow funds all at once or over a period of time. You can simply tap into your line of credit as you need to.
You pay interest just on the amount actually borrowed-not the amount of the line. Monthly interest payments only. Borrow up to 80% of the equity in your home.

Please come and see us! Or call 320-352-5771, “We’re Here to Help”