• Go-E Account
• Balance Checking
• Now Account
• Advantage Account
• 1st Choice Checking

Go-E Account: The Go-E Account is a great account for customers who prefer to access their funds electronically or with a Debit Card. If you rarely write a check, this is the perfect account for you.

• No Minimum Balance Required
• A debit item charge of $.30 for each check paid/non-electronic debit during a statement cycle
• Non - interest Bearing Account
• Direct Deposit Available
• Minimum Opening Deposit of $10.00

*No annual fee for First State Bank ATM/Debit Card.

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

BALANCE CHECKING: Ideal for customers who are able to maintain a minimum balance.

• $300.00 Minimum Daily Balance Required
• $7.50 monthly service charge fee if the minimum balance is not maintained
• Non - interest Bearing Account
• Direct Deposit Available
• Minimum Opening Deposit of $300.00

*No annual fee for First State Bank ATM/Debit Card.

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

NOW ACCOUNT: For customers with higher balances who want their checking funds to earn interest.

• $1,000.00 Minimum Daily Balance Required.
• $7.50 monthly service charge fee if balance is not maintained
• Interest accrues daily and compounds monthly if a minimum balance of $1,000.00 is maintained each day of the statement cycle.
• Direct Deposit Available
• Minimum Opening Deposit of $1,000.00

*No annual fee for First State Bank ATM/Debit Card.

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

ADVANTAGE ACCOUNT: For customers 50 and older who want checking advantages.

• Interest accrues daily and compounds monthly if a minimum balance of $1,000 is maintained each day of the statement cycle.
• No Monthly Service Charge Fee
• Minimum Opening Deposit of $10.00

*No annual fee for First State Bank ATM/Debit Card.

*Personalized check blanks at no extra cost.

*Direct deposit available.

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

1ST CHOICE CHECKING: For customers who want a value added checking account.

• Minimum Balance required of $1,000.00 in order to earn interest
• $6.00 Monthly Service Charge Fee
• Interest accrues daily and compounds monthly if a minimum balance of $1,000 is
  maintained each day of the statement cycle.
• Minimum Opening Deposit of $10.00

*No annual fee for First State Bank ATM/Debit Card.

*Personalized club checks provided.

*No annual fee on ready reserve.

*Checks safekept. (Imaged checks return option for a monthly fee of $2.00).

*$10,000 Accidental death and dismemberment insurance coverage.

*Interest rate reduction of .50% on non real estate consumer loans.

*Reduction of $70.00 on closing costs on closed end residential mortgages.