First National Bank in Georgetown

24 Hour Telephone Banking
VoiceAccess
217-662-2265

Account Table
Regular Checking
Now Account
Super Now Account
First Choice Account
Deposit Rates

	Regular Checking	Now Account	Super Now Account	First Choice Account
Amount to Open	$200	$750	$2,500	$5,000
Minimum Balance to Avoid Service Charge	$200	$750	$2,500	$5,000
Interest	n/a	$750 minimum balance to obtain interest	$2,500 minimum balance to obtain interest	$5,000 minimum balance to obtain interest
Monthly Service Charge	The greater amount of $3.50 or $0.10 per check if balance falls below $200	$6 if balance falls below $750	$10 if balance falls below $2,500	$10 if balance falls below $5,000
Statement	Monthly	Monthly	Monthly	Monthly
Debit / ATM Cards	Available	Available	Available	Available
Limitations				A per check fee of $0.50 will be charged for each check in excess of eight per cycle.

Regular Checking

$200.00 minimum to open
$200.00 minimum daily balance to avoid service charge
If below minimum, fees per statement cycle are the greater of $3.50 or $0.10 per check
Unlimited check writing
Debit / ATM Card

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Now Account

$750.00 minimum to open
$750.00 minimum daily balance
If below minimum, fees are $6.00 every statement cycle
Unlimited check writing
Debit / ATM Card
Minimum balance of $750.00 must be maintained to obtain the disclosed APY

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Super Now Account

$2,500.00 minimum to open
$2,500.00 minimum daily balance
If below minimum, fees are $10.00 every statement cycle
Unlimited check writing
Debit / ATM Card
Minimum balance of $2,500.00 must be maintained to obtain the disclosed APY

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Deposit Account Disclosures

*If you close your account before interest is credited, you will not receive the accrued interest.
*Your interest rate and APY may change at our discretion at any time.
*Interest is compounded daily and credited the last day of each statement cycle.

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	First National Bank in Georgetown • 111 South Main Street • Georgetown, IL 61846 • Ph: 217.662.2166 • Fax: 217.662.8920

Member FDIC

FIRST NATIONAL BANK IN GEORGETOWN

Equal Housing Lender

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