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Certificates of Deposit Rates
Effective as of August 2, 2016
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Term
|
Min. Balance to Obtain APY
|
APY*
|
Interest Rate
|
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3 Months
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$1,000.00
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0.15%
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0.15%
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6 Months
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$1,000.00
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0.20%
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0.20%
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12 Months
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$1,000.00
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0.40%
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0.40%
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18 Months
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$1,000.00
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0.50%
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0.50%
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24 Months
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$1,000.00
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0.50%
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0.50%
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30 Months
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$1,000.00
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0.75%
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0.75%
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36 Months
|
$1,000.00
|
0.80%
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0.80%
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48 Months
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$1,000.00
|
0.95%
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0.95%
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60 Months
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$1,000.00
|
1.15%
|
1.15%
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*APY = Annual Percentage Yield
IRA Certificate of Deposit rates are .25% over the CD rates listed above for the same term.
There is a substantial penalty for early withdrawal of a CD. Fees may be imposed on checking accounts which reduce the earnings.
First National Bank in Georgetown reserves the right to limit deposits.
Please ask a member of our staff for a complete disclosure of the accounts we offer (217) 662-2166. Thank you for your business.
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Deposit Account Rates
Effective as of August 2, 2016
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Account Type
|
Min. Balance to Obtain APY
|
APY*
|
Interest Rate
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Savings Account
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$50.00
|
0.15%
|
0.15%
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NOW Account
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$750.00
|
0.15%
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0.15%
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Super NOW Account
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$2,500.00
|
0.15%
|
0.15%
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MM Limited Tier 1
|
$2,500.00
|
0.15%
|
0.15%
|
MM Limited Tier 2
|
$25,000.00
|
0.25%
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0.25%
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*APY = Annual Percentage Yield
Fees may reduce earnings.
Interest rates on checking and savings accounts are variable, and may change at any time. Rates are effective as of the date shown above.
First National Bank in Georgetown reserves the right to limit deposits.
Please ask a member of our staff for a complete disclosure of the accounts we offer (217) 662-2166. Thank you for your business.
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