Farm Real Estate
Our lending department offers farm real estate mortgages with a variety of terms and competitive rates.
Equipment Loans
We understand every farming operation is different. Let our experienced team of lenders share a variety of lending options to provide financing for farm equipment and livestock.
Ag Operating Loans
Our experienced agricultural loan officers can help you plan the use of your farm resources towards meeting both your short-term and long-term goals. We can provide competitive rates on loans to meet your needs in all of the following areas:
- Seasonal operating loans - we have the expertise in working with Ag cash flows and projections.
- Providing flexible rates and terms for farm machinery and equipment tailored to fit specific operations and specialty crops.
- Purchase of breeding livestock and feeder cattle.
Agricultural Operating Line of Credit
You can have a Line of Credit during the growing season for crop inputs and also to help you manage your operation throughout the year.
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Installment Loans
We offer Installment Loans to finance a specific purpose, whether it's a new car, boat, recreational vehicle, home improvements, or to consolidate your monthly bills. We offer competitive terms and rates.
Ready Reserve
A line of credit attached to your personal checking account that advances when needed.
Home Equity
Our Home Equity is a revolving line of credit using the equity in your home as collateral. These loans are flexible. Use them for remodeling, home improvements, debt consolidation, college tuition, cars or vacation.
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Commercial Real Estate Mortgages
We can offer a real estate mortgage to purchase or refinance a building or piece of land. Payment terms are flexible and interest rates are offered on either a variable rate or a fixed rate.
Single Payment Loans
These loans provide interim working capital for a business on a short-term basis.
Installment Loans
The installment loan is designed to finance equipment, vehicle purchases, debt consolidation, or any other long-term need of the business. Interest rates are competitive and terms are flexible.
Revolving Line of Credit
This line of credit helps keep your business cash flow running smoothly to cover unexpected expenses and fluctuations during the year.
Construction Mortgages
Line of credit during the construction phase of the loan. Upon completion of the project, the loan automatically converts to a regular mortgage and there are no additional closing costs.
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