Business Checking

• Regular Business Checking
• Small Business Checking
• Preferred Business
• Money Market

Regular Business Checking

• Maintenance charge of $10.00 a month
• .20 cents per debit
• .20 cents per credit
• .08 cents per each deposit item
• Credit back to the account based on the average available balance for the month (Credit back is up to the service charge and the rate is subject to change)

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Small Business Checking

• If the average available balance falls below $250 for the month, a $10 service charge will apply
• 50 free items per month (debits, credits, deposited items), thereafter $0.35 per item
• $4.95 monthly charge for a paper statement

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Preferred Business

• Interest bearing – Tiered rates
• If the average available balance falls below $3000 for the month, a $15 service charge will apply
• 150 free items per month (debits, credits, deposited items), thereafter .40 cents per item
• $4.95 monthly charge for a paper statement

Money Market

• $2,500.00 minimum balance
• $10.00 maintenance fee if balance falls below $2,500.00
• Limit of six withdrawals per month
• Minimum opening deposit of $50.00
• Checks are safekept for new accounts
• We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day.
• The interest rate is variable and subject to change daily

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