What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
1. We have standard overdraft practices that come with your account.
2. We also offer overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.
This notice explains our standard overdraft practices.
We do authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions, call 706-754-0001 visit www.sbandt.com or www.southernbank&trust.com , or complete the form below and present it at a the bank or mail it to: Southern Bank & Trust · PO Box 2080· Clarkesville, GA 30523
Deposit Services | Lending Services | Online Banking Services
Current Rates | Other Services | Our Southern Community | About Us
Equal Housing Lender
|NOTICE: Southern Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.|
|©2011 Southern Bank & Trust. All rights reserved. Powered by ProfitStars.|